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Buyers

Common Questions for Buyers

Tips for First-Time Home Buyers

What To Offer

Best Home for You and Your Family

Consumer Household Safety

Energy Saving Tips

Home Inspections

Living Well and Stress-Free

Protect Your Biggest Purchase

Hiring a Real Estate Appraiser

Title Insurance

Home Warranty

Homeowners Insurance

To Downsize?

To Upsize?


Sellers

Common Questions for Sellers

22 Questions

Determining Market Value of Your Home

How Long To Sell My Home

Listing with a REALTOR®

Am I Priced To Sell

Hiring a Real Estate Appraiser


Finance

Mortgage Information

Getting That Perfect Mortgage

Get Pre Approved

How Much Do I Qualify For

Avoiding Irresponsible Lending

Managing Home Equity Lines of Credit


Home Improvements

Value of Home Improvements

Painting

Staging Your Home for Sale

Staging Your Kitchen for Sale

Staging Your Living Room for Sale


Moving

Preparing to Move

Planning Your Move

Hiring a Moving Company

Moving

Moving with Children

Self-Moving Advice and Tips

Title Insurance

Generally, there are two forms of title insurance. Lender's title insurance, required by most lending institutions, is normally written in the amount of the mortgage and protects the lending institution from losses resulting from title defects. Let Us Help You, we are able to put you in touch with a trusted professional to make sure you are protected.

Because lender's insurance expires when the mortgage is repaid, you may benefit from the second form of title insurance known as an owner's title policy. It usually is written for the amount of the purchase price of the home. This protection starts the day of the closing and lasts as long as you or your heirs retain an interest in the property.

Unlike other insurance premiums, your title insurance premium is paid only once, at the closing. By purchasing owner's and lender's protection simultaneously, substantial savings in title insurance premiums can be realized.

After all fees have been paid and documents signed and notarized at the closing, you will receive a copy of each and, most importantly, title to your house. We Can Guide You to make sure you are well protected every step of the way.